Welcome To Guidance-Driven Risk Management

Insurance Helping Life S Moments Live On

At any stage of life, insurance helps provide your clients confidence today and security for the future. Our experienced advisors and sophisticated insurance professionals can show our clients how.

We help you understand and plan for your client's insurance needs including:

Meet Our Risk Management Services Team

Dave Cass

Vice President, Risk Management

Rick Grant

Vice President, Risk Management

Learn More About Risk Management

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United Capital Risk Management, LLC (UCRM) is an insurance agency and a subsidiary of United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management (“GS PFM”), an affiliate of Goldman Sachs & Co. LLC and subsidiary of The Goldman Sachs Group, Inc., a worldwide, full-service investment banking, broker-dealer, asset management, and financial services organization. UCRM and GS PFM do not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances.

The information contained herein is intended for information only, is not a recommendation to buy or sell any securities, and should not be considered investment advice. Please contact your financial advisor with questions about your specific needs and circumstances. Any guarantees and protections are subject to the life insurance company’s claims-paying ability.

GS PFM does not provide trust services. GS PFM does not receive any compensation for referring clients to third party trustees. GS PFM does not have any authority to hire or fire a trustee on behalf of its clients. Any decision to hire a third party trustee is strictly up to the individual client. GS PFM does not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances.