The PFE Group was among the earlier consulting firms to recommend and introduce automatic enrollment, auto increase, and ERISA budgets.
We’re helping employers evaluate opportunities created by tax law changes such as after-tax savings and in-plan Roth conversions.
As our clients become global, we’ve developed the expertise needed to create International Retirement Plans and programs for companies with large populations of foreign national employees.
We know that the ever-changing landscape of regulation and technology can make maintaining the fiduciary oversight of a best-in-class retirement program difficult. Our goal is to make each client conversation simple, engaging, and action-focused. We want committee members to hear and understand their retirement program options based on PFE recommendations before making decisions.
We are focused on the future of retirement plans in areas including HSA integration, student debt repayment, emergency savings, and development of high-quality income replacement for employees entering retirement. We’ve developed a proprietary calendar to help ensure the foundations of a sound fiduciary and governance process are never missed.
We can work with you to develop a dream list of what you are looking for in a service provider. From there, we’ll manage the RFP process to the end result of finding a vendor that meets all your needs and wants, and does so for fees below the industry average.
When acquiring or merging with a company, challenges can arise from the uniting of retirement plans. We take a proactive approach in conducting due-diligence before the M&A transaction occurs to understand potential impacts to the retirement plan. We can help you foresee obstacles and develop a roadmap to ensure a successful acquisition.
Building and maintaining a retirement plan fund lineup that meets company and participant objectives can be a daunting task.
We work with the Retirement Plan Committee to develop an Investment Policy Statement, ensure that it is followed, and amended if different strategies become appropriate. For plan participants, we develop lineups that are as effective for employees who want do-it-for-me options as for those who want do-it-myself alternatives.
Our investment professionals follow a disciplined, proprietary fund-scoring methodology to help ensure the plan’s fund lineup meets plan and participant objectives and expectations.
It’s no surprise that, in today’s busy world, financial stress impacts productivity at work and harms employee personal lives at home. At PFE, we believe that every decision we make in our lives has personal financial consequences.
Our education team and financial counselors provide insight to employees that help them make financial decisions and trade-offs with confidence. The PFE Group workshops, webinars, and counseling sessions are customized for each client and include healthcare, tax law and debt management along with saving and investing.
Because the world is changing and advances in technology and medicine will have tremendous impacts on quality of life, we work hard to give employees the tools and resources to make prudent financial decisions that help them live the life they want for years to come.
United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management (“GS PFM”), United Capital Risk Management, PFE Advisors, Inc., and United Capital Financial Partners (together the “United Capital Affiliates”) are affiliates of Goldman Sachs & Co. LLC and subsidiaries of The Goldman Sachs Group, Inc., a worldwide, full-service investment banking, broker-dealer, asset management, and financial services organization. The Goldman Sachs Group, Inc. and its subsidiaries and employees (collectively, “Goldman Sachs”) are engaged in businesses and have interests other than the services provided by the United Capital Affiliates.
This material is provided solely on the basis that it will not constitute investment advice and will not form a primary basis for any person’s or plan’s investment decisions, and The PFE Group is not a fiduciary with respect to any person or plan by reason of providing the material or content herein. The PFE Group does not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances.