The Best of 2022 from Goldman Sachs PFM
As 2022 draws to a close, it’s a great time to catch up on some of our more widely read articles and videos this year. We’re making it easy with a top-5 list and links to topics that may be helpful before completing your year-end portfolio review or updating your financial strategy for 2023. If you have questions about any of these topics or your financial plan, contact one of our personal financial advisors.
1. Thinking about taxes? 3 planning strategies to discuss with your advisor
Having an integrated tax strategy can be critical to the success of your overall financial plan. While everyone’s financial situation is different, these general strategies can help you make the most out of your plan.
2. The importance of thinking beyond savings: 3 ways to help you get started
It’s important to think beyond putting your money in just savings vehicles and consider investing to seek growth, particularly in today’s high-inflation environment. Learn differences between saving and investing, and strategies that aim to build wealth.
3. The Financial Spotlight Video Series
Mariam Kamshad, Head of Portfolio Strategy for Goldman Sachs Personal Financial Management Group Investments, offers insights into an array of fundamental personal finance and investing topics in this collection of videos.
4. Does the 4% Rule still make sense for your retirement?
The 4% rule is a strategy for managing retirement withdrawals, but there are many personal variables to consider when choosing distribution amounts. For example, investment returns and spending can change. This article explores whether the rule still makes sense in today’s environment.
5. New year, new environment, new planning
Kickstart your planning for the new year using these approaches:
- Reassess your investing strategies to address today’s changing markets.
- Review your plan with your partner.
- Create a spending plan with inflated prices in mind.
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Based on “Tax-Loss Harvesting Strategies: How They Work” by “Goldman Sachs Asset Management (“GSAM”)”, © 2021 Goldman Sachs.
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ABOUT THE AUTHOR
United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management (“GS PFM”) is a registered investment adviser and an affiliate of Goldman Sachs & Co. LLC and subsidiary of The Goldman Sachs Group, Inc., a worldwide, full-service investment banking, broker-dealer, asset management, and financial services organization.
The information contained herein is intended for informational purposes only, is not a recommendation to buy or sell any securities, and should not be considered investment advice. GS PFM does not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances. Please contact your financial adviser with questions about your specific needs and circumstances.
Information and opinions expressed by individuals other than GS PFM employees do not necessarily reflect the view of GS PFM. Information and opinions expressed in this article are as of the date of this material only and subject to change without notice.
