As 2022 draws to a close, it’s a great time to catch up on some of our more widely read articles and videos this year. We’re making it easy with a top-5 list and links to topics that may be helpful before completing your year-end portfolio review or updating your financial strategy for 2023. If you have questions about any of these topics or your financial plan, contact one of our personal financial advisors.

1. Thinking about taxes? 3 planning strategies to discuss with your advisor

    Having an integrated tax strategy can be critical to the success of your overall financial plan. While everyone’s financial situation is different, these general strategies can help you make the most out of your plan.

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    2. The importance of thinking beyond savings: 3 ways to help you get started

      It’s important to think beyond putting your money in just savings vehicles and consider investing to seek growth, particularly in today’s high-inflation environment. Learn differences between saving and investing, and strategies that aim to build wealth.

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      3. The Financial Spotlight Video Series

        Mariam Kamshad, Head of Portfolio Strategy for Goldman Sachs Personal Financial Management Group Investments, offers insights into an array of fundamental personal finance and investing topics in this collection of videos.

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        4. Does the 4% Rule still make sense for your retirement?

          The 4% rule is a strategy for managing retirement withdrawals, but there are many personal variables to consider when choosing distribution amounts. For example, investment returns and spending can change. This article explores whether the rule still makes sense in today’s environment.

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          5. New year, new environment, new planning

            Kickstart your planning for the new year using these approaches:

            • Reassess your investing strategies to address today’s changing markets.
            • Review your plan with your partner.
            • Create a spending plan with inflated prices in mind.

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            United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management (“GS PFM”) is a registered investment adviser and an affiliate of Goldman Sachs & Co. LLC and subsidiary of The Goldman Sachs Group, Inc., a worldwide, full-service investment banking, broker-dealer, asset management, and financial services organization.

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