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PFM Margo Garnica Madesto 1 1

Margo Garnica

Vice President, Sacramento

Margo Garnica, Sacramento, serves as the Business Operations Manager, for the Sacramento branch of Goldman Sachs Personal Financial Management, within the Asset & Wealth Management business of Goldman Sachs. She focuses on team leadership, operational efficiency, and providing a superior client experience.

Margo brings over 20 years of experience in financial services and operational management experience in the following industries: CPA firms, Retail, Video Game Publishing and Broadcasting. She has held leadership roles within firms in the Central Valley and Bay Area of California.

Margo lives in Modesto, California and enjoys spending her free time traveling, exploring new music venues, and spending time with her three children.

Investment advisory services offered by United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management (“GS PFM”), a registered investment adviser and an affiliate of Goldman Sachs & Co. LLC (“GS&Co.”), member FINRA/SIPC, and subsidiary of The Goldman Sachs Group, Inc. a worldwide, full-service investment banking, broker-dealer, asset management, and financial services organization. GS PFM does not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances.

Investment advisory services offered by United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management (“GS PFM”), a registered investment adviser and an affiliate of Goldman Sachs & Co. LLC (“GS&Co.”), member FINRA/SIPC, and subsidiary of The Goldman Sachs Group, Inc. a worldwide, full-service investment banking, broker-dealer, asset management, and financial services organization. GS PFM does not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances.

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