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Welcome to
guided investment management.

Ultimately, money is a resource to help you live your best possible life. Because your goals are unique, we believe your investment portfolio should be, too. Your advisor will engage in a collaborative process to help you make more rational, informed decisions that are in your long-term interest.

  • We take time to learn your goals and priorities.
  • You can make clear, informed decisions.
  • We build a financial plan, so that your investments can help you lead the life you want to live.
  • Access the expertise of global teams who can draw on over 150 years of investment experience in various asset classes and geographies.
Financial Planning Investment Strategy

How do we build a portfolio?

We build a customized, personalized portfolio tailored to your preferences using our investment tools.

Build Asset 1

Build your plan

Understand your needs +

Know your financial priorities +

Identify your risk preferences.

Contruct Asset 2

Construct your portfolio

Understand your preferences +

Determine your ideal mix of managers +

Create comprehensive portfolios +

Manage rebalancing and oversight.

Research Asset 3

Strategic portfolio management

Identify your optimal asset mix +

Consider return, risk and suitability +

Build a curated list of managers.

Creating a portfolio.

Your personal financial advisor accesses the resources of Goldman Sachs to determine your ideal asset allocation, constructing a portfolio that connects with your plan and preferences.

  • Incorporate a curated set of investment managers and strategies to personalize your portfolio.
  • Provide ongoing oversight and performance management on your portfolio.
  • Research market trends to help give you a deeper understanding of the financial markets.
PFM Portfolio framework

Diversified investment portfolio.

The Goldman Sachs Private Wealth Management Investment Strategy Group makes recommendations for various asset classes based on your investment objectives and risk tolerance.

  • Conduct extensive proprietary research on long-term asset allocation and near-term market moves.
  • Identify ideal balance of risk and return, leveraging years of proprietary research.
  • Monitor daily market developments to identify investment opportunities.
Portfolio framework2

Building a diversified portfolio.

Assembling managers and strategies to meet your preferences.

  • Build a catalogue of investment vehicles that can include Mutual Funds, ETFs, custom solutions and alternative investments.
  • Perform research, due diligence and ongoing manager oversight to continuously evolve the strategies available for our clients.
  • Maintain a deep expertise across geographies and asset classes, including fixed income, money markets, public and private equity, commodities, hedge funds and real estate.
  • Oversight on over 500 external managers* and $225 billion in client assets** provided by Goldman Sachs Alternative Investments & Manager Selection.
  • Internal investment management capabilities provided by Goldman Sachs Asset Management.
Portfolio framework3

Monitor: GuideCenter keeps you up to date1

Keep tabs on your investments with GuideCenter®, a dynamic, easy-to-use online financial life management portal that helps you engage with your advisor to oversee your finances anywhere, anytime. It allows you to take on life’s changes with clarity and control—no matter how complex life can become.

  • Access, store, and share all of your financial information in one place including accounts, portfolios, and goals.
  • View your financial life in real time from a phone, computer, or tablet.
  • Communicate with your advisor through email and VideoMessenger.

Financial management that empowers you.

Our unique investment proposals create a custom profile built just for you—evaluating taxes, performance, cost, and protection. Each proposal is uniquely designed to help you live the life you want.

Browse a Proposal

More than 240 financial advisors in 70+ offices to serve you.

Find a personal financial advisor near you, and start living the life you want. With over 240 advisors in 70+ offices across 30 states, you can find an advisor near you to create a financial plan tailored to your personal goals.

See All Financial Advisory Locations

*Managers subject to change.

**As of March 31, 2019.

1 For illustrative purposes only; not reflective of any particular account.

Investment advisory services offered through United Capital Financial Advisers, LLC d/b/a Goldman Sachs Personal Financial Management (“GS PFM”), a registered investment adviser. GS PFM makes recommendations based on the specific needs and circumstances of each client. Clients should carefully consider their own investment objectives and never rely on any single chart, graph, or marketing piece to make decisions. Investing involves risk, and investments may lose value. There are no investment strategies that guarantee a profit or protect against loss.

The information contained herein is intended for informational purposes only, is not a recommendation to buy or sell any securities, and should not be considered investment advice. GS PFM does not provide legal, tax, or accounting advice. Clients should obtain their own independent legal, tax, or accounting advice based on their particular circumstances.

All names, logos, and slogans identifying GS PFM or GS PFM’s products and services (including, without limitation, HonestConversations®, MoneyMind®, FinLife®, Financial Control Scorecard®, Live Richly℠, We Help You Live Richly℠, Helping People Live Richly®, One Best Financial Life®, Ideal Life Index®, GuideCenter®, InvestmentViewfinder℠, United Capital Financial Life Management®, and Financial Years of Freedom℠) are trademarks and service marks or registered trademarks and service marks of United Capital or its affiliates in the United States and/or other countries.

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