Stephen Bauer

Stephen D. Bauer, CFP®, CRPC


Stephen D. Bauer is a CERTIFIED FINANCIAL PLANNER professional, which typically requires a thousand hours of study time: being the overachiever Stephen is, he completed it in nine months. Before majoring in Business at the University of Illinois, he studied Engineering. This mindset enables him to break his clients’ problems down piece by piece, find the source of the problem and create a simple response for each problem until the whole system has a plan.

Stephen is a speaker and educator in the areas of wealth management and guidance through the financial obstacles of losing a spouse. He lost his father early on in his career and helped his mother through emotional and financial obstacles. This significant and life-changing event created a calling for him to help prepare and guide others through the same circumstances. “Most people have lost a loved one, but losing a spouse is completely different; it takes an understanding heart and mind to help them through it.” Stephen has spoken at multiple retirement, civic and community organizations, including The Woodlands Chamber of Commerce and South Montgomery County Association of Retired Teachers. He has been recognized by Texas Monthly and the Houston Business Journal.

Involvement in the community is very important to Stephen. He serves as Vice Chair of his church Pastoral Council, is a Diplomat for the Woodlands Chamber of Commerce, is a very active member of the Woodlands Rotary Club and is a 2016 graduate from Leadership Montgomery County.

Stephen lives with his wife, Lisa, and two cocker spaniels, Snickers and Rudy (no children yet, but it is in his future). They enjoy working outside planting trees and working on the yard. He also enjoys being a jack of all trades, installing cabinets, shelves, utility sinks and whatever else Lisa assigns him. Stephen and Lisa are both involved in their church. They lead a small group, and he plays the drum set in the church orchestra.

Registered Representative of and offering securities through Cetera Advisor Networks LLC (“Cetera”, doing insurance business in CA as CFGAN Insurance Agency), member FINRA/SIPC. Investment Advisory services offered through United Capital Financial Advisers, LLC (“United Capital”), an investment adviser registered with the SEC, and an affiliate of Goldman Sachs & Co. LLC and subsidiaries of The Goldman Sachs Group, Inc., a worldwide, full-service investment banking, broker-dealer, asset management and financial services organization. United Capital does not provide legal, tax or accounting advice. Clients should obtain their own independent legal, tax or accounting advice based on their particular circumstances. Cetera is under separate ownership from any other named entity.